Lynn Car Accident Lawyer
Being involved in a car accident raises a lot of questions, not least of which is how you’ll be compensated for your losses. If you have been involved in a car accident in Lynn, Massachusetts, the following considers what you need to know about recovering damages.
Determining Fault in a Car Accident
While each driver is required to carry personal injury protection (PIP) coverage to help pay for their injuries and medical expenses regardless of fault in an amount of $8,000 per person, per accident, the determination of fault is also important in Massachusetts. According to the Massachusetts Division of Insurance, who is at fault for the accident affects the amount of money that insurance companies are required to pay in damages. Under Massachusetts’ law, if the other driver involved in the accident is found to be more than 50 percent at fault for the crash, then that driver’s insurance is responsible for paying for all of the expenses you incurred. Keep in mind that if you were 50 percent at fault (or more) for your accident, you cannot recover compensation from the other driver. Further, if you were partially at fault (but less than 50 percent), your damages will be reduced in proportion to your degree of fault.
Proving fault often requires an investigation, working with accident reconstruction experts, gathering witnesses’ testimonies, and more.
Filing a Car Accident Lawsuit in Massachusetts
For car accident victims who have suffered serious injuries or more than $2,000 in damages, filing a claim against the at-fault party for compensation is permitted. Through a car accident lawsuit, a victim may seek damages for pain and suffering, medical expenses, emotional anguish, lost wages, and other economic and noneconomic losses.
If filing a civil action, the statute of limitations is generally three years from the date of car accident. If you do not file your action within that time frame, you will likely be barred from recovering compensation at all.
The Benefits of Working with a Lynn Car Accident Lawyer
Whether filing a claim with your own insurance or pursuing a claim against an at-fault driver, having an experienced Lynn car accident lawyer on your side can be extremely helpful. An attorney will review an insurance company’s settlement offer, and if that offer does not fully address your losses, can negotiate with an insurance adjuster. If you have suffered losses totaling more than $2,000, your attorney can also guide you through the process of filing an action against another driver, will gather critical evidence on your behalf, and can help you to build a case that highlights the defendant’s negligence.
Contact a Lynn Car Accident Attorney Today
Deborah Gold-Alexander Attorney at Law has over 30 years’ experience representing car accident victims in Lynn, Massachusetts and surrounding areas. For a free case consultation to learn more about how Deborah Gold-Alexander can help you to maximize your settlement amount after a car accident, call 781-289-4235 today, or request your consultation online.