Car accidents are incredibly common. In fact, according to the Association for Safe International Road Travel, globally, there are approximately 3,287 road accident-related deaths per day. The ubiquity of car accidents may lead those who are involved in a crash to believe that all they need to do is file a claim with their insurance company, and that the insurance company will then handle their claim and offer a fair settlement. Unfortunately, it doesn’t always work like this. In many cases, the counsel of a car accident lawyer is necessary. Here’s how to know if you need a car accident lawyer—
Your Claim Has Been Denied
You may attempt to file a claim with your insurer or the other party’s insurer without legal counsel. However, if your claim is denied, your first step should be to call a car accident attorney. Your attorney can advise you regarding what steps to take next, as well as represent you in all conversations with insurance companies.
You’ve Been Offered Less Than You Think You Deserve
There’s a chance that your claim will be approved by an insurance company, but that you won’t be offered a settlement that you believe fully compensates you. This is called low-balling, and it is a common issue in car accident claims. It’s important that you know that you do not have to accept a settlement offer. For help rejecting a settlement and negotiating your settlement, reach out to a car accident lawyer.
Your Injuries and Losses Are Serious
You may want to call an attorney before you even contact your insurer if you’ve been in a car accident that has resulted in serious injuries and losses. For example, any catastrophic injury claims–traumatic brain injuries, amputation injuries, severe fracture injuries, spinal cord injuries, etc.–demand the assistance of a legal professional. When your losses are severe, you have a lot on the line. Reaching out to a legal professional early on in the process may improve your chances of recovering the compensation award you deserve.
Your Insurance Company Isn’t Responsive/There’s Another Complication
Finally, be sure to call a car accident lawyer if your insurance company isn’t responsive or isn’t acting quickly enough, if the degree of your damages is disputed, if fault is unclear, or if there is another complication, such as your insurer acting in bad faith. Your attorney can assist you in navigating all of these issues and others.
Reach Out to Our Car Accident Attorney Today
If you have been in a car accident, our Massachusetts car accident attorney can offer you a free consultation where you can explore your options and learn more about our legal services. Deborah Gold-Alexander has more than 30 years’ experience, and is passionate about helping people like you. To schedule your free consultation, please send our law office a message online or call us directly.